Do You Overspend on a Bad Day?
How would you define bad days? Maybe you woke up late, had a rough day at work, or argued with a loved one. It’s easy to feel down and seek comfort in the wrong places. But do you overspend on a bad day? This habit can harm your finances and add stress to your life.
When you’re feeling low, shopping can seem like a quick fix. The thrill of buying something new can give you a temporary boost. But this feeling doesn’t last. Soon, you may regret spending money on things you don’t need. Overspending can lead to debt, and debt can make you feel even worse.
Do you overspend on a bad day?
Try to recognise the signs. Do you find yourself shopping online when you’re sad or bored? Do you buy things on impulse without thinking? If so, it’s time to make a change. You may not have the power to rewrite your beginning, but you can decide the ending of your story. You can choose to take control of your finances and your feelings.
One way to stop overspending is to find other ways to cope with bad days. Instead of shopping, try activities that make you feel good without costing money. Go for a walk, call a friend, or read a book. These actions can help you feel better without the negative impact on your wallet.
When you know how much money you have and where it’s going, you’re less likely to overspend. Write down your income and expenses, and set limits for different categories like groceries, entertainment, and shopping. Stick to your budget, even on bad days. Think about what you want to achieve with your money. Do you want to go for a vacation, pay off debt, or build a retirement fund? Having clear goals can motivate you to spend wisely.
It’s important to be kind to yourself. Everyone makes mistakes. If you slip up and overspend, don’t dwell on it. Learn from it and move forward. Remember, you have the power to change your habits and improve your financial situation.
You may not have the power to rewrite your beginning, but you can decide the ending of your story. Choose to make it a good one. So, do you overspend on a bad day? Read our eBook here and find your ways to start fresh.
To further empower yourself and gain essential financial skills, join us at our Women & Wealth Masterclass this 7 September on Saturday at Shah Alam Convention Centre. It is designed to help you take control of your finances, make good spending decisions, and achieve your financial goals. Don’t let bad days dictate your financial future—invest in yourself and your financial education. Sign up here and kickstart your journey towards financial literacy.
